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Corporate Tax Return Analysis Seminar

Type: KBA Seminar
Date: 08/10/2010 thru 08/10/2010
Location: Holiday Inn (859) 233-0512, Lexington KY
Event Contact: pcravens@kybanks.com 		Brochure

When assessing a loan request, commercial lenders must answer four questions:
  • Who is the borrower?
  • What is the request?
  • What is the financial condition of the borrower?
  • What is the best way to structure the loan to meet the needs of the customer and the bank?
    To answer these questions, the lender needs to:
  • Understand how a business operates
  • Understand how financing needs arise in a business
  • Utilize a series of analytical tools to assess the borrower's ability to repay and to withstand adversity

    This workshop will introduce participants to a series of analytical tools including mental picture, comparative/common-size analysis, ratio analysis, and cash flow analysis, and demonstrate how these tools can be used in a series of case studies. After completing this course, participants will be able to:
  • Describe how financing needs arise in a business
  • Compare and contrast a corporate financial statement and tax return
  • Construct a mental picture of the borrower's financial statement and identify factors critical to the success of the business
  • Utilize component, comparative and common-size analysis
  • Construct and interpret six classes of ratios
  • Compare and contrast nine presentations of the statement of cash flows
  • Evaluate a cash flow statement and answer four critical cash flow questions
  • Assess the adequacy and volatility of cash flows and describe the impact on loan structure including term, collateral advance rates, coverage ratios and financial leverage
  • Apply the concepts in three case studies

    Who Should Attend
    Credit analysts, commercial and small business lenders and loan review personnel will benefit from this program.

    To Register
    Online registration is available above. We encourage you to use the online system, but if you prefer paper,     click here for a printable program brochure with registration form.

    Speaker
    John Barrickman is president of New Horizons Financial Group (http://www.newhorizonsfinancial.com) a financial services industry consulting firm nationally recognized as an expert in the areas of comprehensive credit risk management, credit process, loan policy formation, asset quality rating frameworks, risk based pricing and lender development. A former bank CEO with insightful real world experience, Barrickman is an engaging professional presenter with unique insights on industry and market trends based upon his breadth of expertise and understanding of banking as a business in an ever changing environment.

    In addition to faculty member status at GSB, Barrickman teaches for various commercial lending schools associated with State Banking Associations, the Federal Reserve System, RMA, and the American Bankers Association. Barrickman has also taught for banking institutes in Kuwait, Poland, Slovakia, Lithuania and the Czech Republic, and has authored curricula on commercial lending used by 14 state commercial lending schools and curricula used to train banks in Central and Eastern Europe and the former Soviet Union. An award winning regular contributor to the RMA Journal, he has also co-authored a book entitled Strategic Credit Risk Management for RMA.

    A Kentucky native, he holds an undergraduate degree in Economics and an MBA in Finance from the University of Kentucky.

    e-Events : Event Registration Detail
    Event Location
    Holiday Inn (859) 233-0512
    1950 Newtown Pike
    Lexington, KY 40511

    • Registration Fees
    Tuesday, August 10, 2010
    Registration
    Start Time: 09:30 AM - End Time: 04:30 PM

    		 


     
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